Showing posts with label Finance Public Policy. Show all posts
Showing posts with label Finance Public Policy. Show all posts
Thursday, January 22, 2026

Trump’s Credit Card Crackdown and the Costly Consequences of His Price Controls

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Credit cards are a convenient and safe way to make purchases, but they come at a cost. There are interest rates, annual fees, late payment f...
Monday, October 27, 2025

The Bank Secrecy Act at 55: Costly, Ineffective, and Still Violating Your Financial Privacy

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Today marks the 55th anniversary of the Bank Secrecy Act (BSA), a law that has immensely shaped the relationship between financial instituti...
Thursday, July 24, 2025

Dodd-Frank a Dud at 15: How Dodd-Frank Stifles the Financial Market

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This week marks the 15th anniversary of the Dodd-Frank Wall Street Reform Act, or Dodd-Frank for short. Following the 2007-2008 financial cr...
Monday, February 24, 2025

Consumers Will Be Fine If Trump Gets Rid of the Consumer Financial Protection Bureau (CFPB)

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There has been a flurry of Trump attempting to curtail or eliminate entire departments, whether that is the Department of Education or the ...
Monday, January 29, 2024

Biden's Overdraft Fee Cap Would Harm the Consumers It Was Meant to Protect

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As the election cycle commences, one would think that President Biden would be occupied with urgent matters. This is why I am perplexed by w...
Thursday, July 20, 2023

Payday Loans Are Not Ideal, But They Should Not Be Banned Either

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Quarrels can happen anywhere, and the public policy research world is no exception. Since 2010, Pew Charitable Trusts had been conducting re...
Tuesday, August 6, 2019

Financial Transaction Tax: An Oversold Idea That Won't Die

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The 2020 Democratic Party presidential primaries are bringing out a litany of horrible public policy ideas: the  wealth tax ,  baby bonds , ...
Thursday, May 16, 2019

Note to Sanders and AOC: Capping Consumer Loan Interest Rates Would Hurt Those You Want to Help

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Senator Bernie Sanders (I-VT) and Congresswoman Alexandria Ocasio-Cortez (AOC) teamed up as a "'Dynamic' Duo of Leftist finance...
Wednesday, January 16, 2019

Is Sweden's Path Towards a Cashless Society the Right One?

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When we think of waves of the future, driverless cars and artificial intelligence (AI) come to mind. There was something that I recently cam...
Thursday, December 6, 2018

The Yield Curve Inverted: Does That Mean a Recession Is Coming to the United States?

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This week has not been good for investors on Wall Street. It is not simply a matter of the Dow dropping 800 points on Tuesday. On Tuesday, i...
Tuesday, May 29, 2018

Dodd-Frank Reform a Huge Dud: Why We Need to Repeal Dodd-Frank

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The Great Recession was the worst financial crisis since the Great Depression. It hit millions of people across the globe as jobs and wealth...